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$1,127,376.04
There.. right in front of me
And it was not mine….
But belonged to the Solo 401k retirement plan of Jeannette, a friend of mine, a woman entrepreneur, successful in her own business.
If anyone told me you could bank thousands. . . I'd have called them crazy — or worse!
The great news is —you could do the same! And I'll prove it to you.
" Spare Me 9 Minutes To Show YOU How To Copy Her Plan"
What's The Catch?
The catch: I'm going to explain to you right here why I believe YOU can walk through that door into a brighter, financial life.
But first let me say a few important things: To be perfectly honest, Jeannette did have something 'special' which got her through that door.
Want to know what it is?
The WILL to LISTEN to opportunity knocking and the DETERMINATION to TAKE ACTION.
I 'm afraid you're going to need this too - so if you can't open your mind and focus on a goal………forget your plans for one day being financially free and digging your toes into the cool, soft Caribbean sand.
Without these qualities, do not proceed any further because YOU WILL NOT SUCCEED .
I want you to succeed and fulfill your dreams. Imagine early retirement, the yacht, the Caribbean condo, luxury and pleasure as far as your eye can see -- with more than enough money socked away to secure a lavish new lifestyle for the rest of your life.
Imagine struggling with the delicious dilemma of choosing whether you’ll spend the next few weeks at your home on an island in the Gulf of Mexico (the one with the Sea Ray Launch waiting at your private dock and the rock-star neighbor next door) ....
...or at your luxurious 10 acre estate (complete with your own horse stables) in the heart of the Smokey Mountains.
And all the freedom to do whatever, whenever you please.
Still with me? Great! The only reason this would not work exactly the same way for you, would be if you didn't even try.
I hope you will agree that you owe it to yourself to give it a go.
Jeannette did not have any special skills which you don't have.
What you need to know is...
Getting older is tough...face it...despite your best efforts Father Time and Mother Nature have been wrecking havoc on your mind and body and
· You don’t want to work forever, right?
You want to stop working one day, so you are going to have to think about how much income you will need to live on after you say "I quit". Social Security only provides a basic income of $865/month for you. And Medicare will take $88 of that. Another source of income will have to provide the difference each month.
· You want to have enough money saved for a comfortable retirement, don’t you?
Many people assume that expenses will go down in retirement, but frequently that is not the case. Inflation means you will need more, not less. Higher property taxes could cause your housing costs to be more. Many other expenses may arise: increased medical costs and health insurance premium costs; financial help for children/grandchildren, or even elderly parents; more free time that could result in more money being spent on traveling and entertainment.
· You need to know how long you will be able to work and may have to retire:
What would you do if you were among the 42 percent of retirees retired earlier than planned due to an unexpected event such as health problems or downsizing by their company. The earlier you start preparing for unexpected events, the better, right?
· You need to know how long you will live:
People today are living longer. Retiring at age 65 today? A woman would have a 50% chance of still being alive at 85, a man 81. A 25% chance of living to nearly 90. A 10% chance of getting close to 100. How big a chance do you want to take of living longer than you savings will last?
· You'll ultimately be responsible for paying for your retirement and not just surviving on public charity. Isn’t that so?
No one knows what will happen with Social Security. Will the average benefit of $865.00 be enough for you? The quality of your life in retirement will rest on how much you can save elsewhere. And if you do nothing at all, will we see you spending your Golden Years working at the Golden Arches or greeting us at Wally World
Your Solution......
is Simple…Fast…and Affordable
Your Solo 401k Plan
Reaching your goal of $1,127,376.04, you'll have the time to satisfy your every whim. Time for those daily massages. Time for that personal trainer. Time for family and time for friends . Time for you.
The Solo 401k plan will get you there with a combination of pre-tax salary deferral contributions and deductible profit sharing contributions. There is no expensive "nondiscrimination testing, like a regular 401k plan" and administrative costs are small.
We'll complete the 102 page IRS approved plan document, the 20 page trust agreement, and the salary deferral forms for your contributions to get you started. (Documents an ERISA attorney would charge $250-$300 an hour to prepare).
A Dept. of Labor Form 5500EZ tax information return may be an annual issue as well. You will have to stay current with IRS and Dept. of Labor regulations. But we'll take care of all of that for you too.
But, first things first.
You see, to enjoy that $1,127,376.04 Solo 401k plan balance, you must first be self employed as…
1. A sole proprietorship, partnership, or corporation (including both C and sub-chapter S corporations) that are businesses with owners only or part-time employees.
2. A family business that employs only the owners and their spouses and children.
3. A part-time self employed individual earning more than $50,000.
There's more...
Whether or not you’ll have time for tennis on a cool afternoon, putting on the 15th green, or digging your toes in the soft Caribbean sand in your retirement, will depend upon the amount of your tax deferred contributions.
With the Solo 401k plan, you have two opportunities to save.
Not Just One but Two:
In a Solo 401k plan, annual contributions can consist of two parts. And as always, two is better than one.
Since contributions are calculated differently for a Corporation from a Sole Proprietor, let's see how the two parts stack up:
Say you’re paid $50,000 a year.
The maximum 2007 contribution in a Corporate Solo 401k account would be a whopping:
1. $15,500 salary deferral+
2. $12.500(25% of $50,000) profit sharing contribution
=$27,500.
The same annual contribution for 20 years with a 7% investment return, your retirement account is $1,127,376.04 .
That's more than 2 times the $512,443.00 you could accumulate under a traditional plan (25% of $50,000) over 20 years.
The maximum 2007 Sole Proprietor Solo 401k contribution would be an impressive:
1. $15,500 salary deferral +
2. $10,000 (20% of $50,000) profit sharing contribution
= $25,000
The same annual contribution for 20 years with a 7% investment return, your retirement account is $1,024,887.31.
With a traditional SEP plan, you can only accumulate $409,954.92 over 20 years with a 7% investment return.
And if you're currently age 50 or older...
In a Corporate organization, your annual Solo 401k contributions for 2007 can be $32,500 for a retirement balance after 20 years with a 7% investment return of $1,332,353.50.
and as a Sole Proprietor, your annual Solo 401k contributions for 2007 can be $30,000, for a retirement balance after 20 years with a 7% investment return of $1,229,864.77
Remember ...
the only way to be truly independent- to not have to rely on relatives, friends, or the government for material support- is to have a good deal of money sitting somewhere, earning even more money for you.
Investing Your Solo 401k Funds:
A unique feature of your Solo 401k Plan is the flexibility of investments . With this Solo 401k plan you can choose either self-directed or professional management of your investments or any combination of both.
Your Solo 401k plan has IRS approved documents that are specially prepared for you to choose the investments in which you would like to participate. Other 401k plans limit their 401k participants to investing only in bank certificates of deposit, stocks, bonds, and mutual funds.
Unlike other 401k’s, your Solo 401k Plan is designed for you to invest in almost anything; limited partnerships, private placements and other closely held investments as well as stocks, bonds, mutual funds, real estate and even life insurance. The Solo-k Retirement Group works with all investment firms and mutual fund companies but is not paid any commissions, fees or other payments based on or from your investments or assets.
Do the things that get you closer to your goals and dreams. Invest in yourself. It will not come from a stock brokerage firm commercial.
It will come from preparing yourself, working hard and standing apart from your competition. "You, Inc," is the best stock you can ever buy, if you are willing to do the work.
The 401k Roth arrived in January 2006, and some investors are looking to sock away tax free earnings from the housing market boom. Others are looking at buying their business office with their 401(k) balances.
Wait, something else to help...
With your Solo 401k plan,
You also get…something no one else offers...
One-on-one, uncompromising help
Whenever it’s needed…
If you've ever tried to contact a top 401k administrator, you know that getting a personal reply is all but impossible. That's because most no longer have time for you and have turned your plan over to a junior staffer. And that's precisely why we put together this Solo 401k Plan package.-- that's why we spend most of our time working personally with clients. In fact, I personally reply to all customers and website visitors.
With this new package you can now easily share in 25 years of 401k knowledge. Pension actuaries and banks generally do not know much about the technical basis of Solo 401k plans. Anyone serious about their self employed, small business can use this plan and the unlimited consulting that comes with it, to grow a $1,127,376.04 retirement account.
Have questions? Not exactly sure how the plan will operate? There are just some things a book or software can't cover. Get timely, one-one-one help to solve any issues in your plan. You will get 25 years of expert experience in administering 401k plans. Experts at ERISA, documents, submitting contributions, trust accounting, and preparing the Form 5500-EZ. And it's all part of the one low price.
We've mentioned it before but you can't imagine how much of a competitive advantage it is to be able to talk to a REAL LIVE professional who knows your plan and can help you with your own individual issues.
With 25+ years of experience with so many retirement plans like McDonald's Corp. the City of Los Angeles, Gulf Oil, Pepsi, Colgate-Palmolive,Toyota, Coors, and Helena Rubenstein, you will get the answers for the toughest 401k plan or retirement questions.
Questions like:
1. "When do I have to make my contributions?"
2." What is the new Roth 401k and how can it benefit me?"
3."Would a SEP or SIMPLE plan be a better way to go?"
4."What plan features are the most important for my situation?"
5." How often should I review my investments?"
Think about this for a minute
Bottom line : If you want to build a $1,127,376.04 retirement account and, one day find yourself on a beach or easing back into a lounge chair by the pool, thinking back to the " good old days " when you worked very hard, then your Solo 401k plan will give you that freedom and opportunity.
Here's a list why Your Solo 401k plan is your retirement answer…
· You want to save $4,017 in taxes today. True?
First , your deferral contribution of up to $16,500 of your 2009 compensation or self-employment income reduces your self employment income and your self employment taxes.
Second , You deduct from your taxable income your additional contribution amount of up to $12,500 (25%) of your corporate compensation income, or $10,000 (20%) of your self-employment income.
· You want your $627,376.04 gains tax free don't you?
The money in your Solo Roth 401k grows tax free, which means you do not pay taxes on capital gains, interest, and dividends on investments even when you make withdrawals in retirement. That's different from non-retirement accounts where you pay taxes on the earnings immediately in the year earned.
· You want to have access to tax-free loans up to $50,000 with no credit score required:
The loans are amortized up to a 5 year period at current interest rates with quarterly payments. You can borrow funds for your business or invest in other opportunities. Loans are not permitted in traditional or Roth IRA's and SEP's .
· You like the flexibility of deciding your contributions.
Each year, funding is up to you, you can increase or decrease contribution levels accordingly. Although there are legal limits each year that determine the maximum contributions made to a Solo 401k plan, the actual amount you contribute each year will determine your ability to reach a $1,127,376.04 balance. If you run into difficult times you can contribute nothing at all.
· You like that you can consolidate the investment power of your existing plans .
IRAs, SEP plans, and other qualified plans can be transferred into your Solo 401k plan so that you can consolidate the investing power you have established over the years. And reduce your administrative costs.
· You like that the
administration is inexpensive, don't you.
The Solo 401k plan is inexpensive to maintain. Annual administration , documents, annual accounting, contribution calculations and Form 5500-EZ preparation fees are tiny and are substantially offset by the annual income taxes you save on your pre-tax deferral contributions .
· You want your assets protected from creditors, right?Your assets under the Solo 401k plan will be protected in bankruptcy. Not necessarily so with a SEP plan or SIMPLE plan.
Now just envision yourself lounging on the patio of your new beachfront home, gazing across clear blue skies, and sparkling ocean water, your biggest concern is deciding whether to swim or play tennis. Ready to plunge in...
Wait... there's more ...
You're probably expecting this package to cost something along the lines of $700.00 or perhaps $500.00 if you're very optimistic.
But you'd be way off base...
While the entire solo 401k package has a cash value of $1,821.53, we will cover 87% of your cost so you can get the package for just $367.
"How Can You Deliver So Much For So Little?"
Do you know when people ask us this question. After they buy. Sure, people think it before--but they email us that question after..
It is our favorite question
Why are we offering this package at such a low price when others are charging $500, $700 and more, for much less? (We even saw one administrator pricing their plan at $950 ) .
Well, those of you who have known us realize we truly like to help people experience genuine financial freedom.. That's why we are offering this special deal.
With the Solo-k Retirement Group, you'll have everything you need for a Solo 401k plan. And once you're a client of The Solo-k Retirement Group, you'll quickly discover the true value of getting unlimited, ongoing, expert help, free.
Alert!
Save an Extra 25.3% Right Now...
Here's a special offer you may not want to pass up...
The regular price of the Solo 401k plan is $367.00 But we realize that even that low price is a bit of a stretch for some folks, especially those of you who are just getting started. So simply act now and the entire package is yours at the further-reduced, price of only $247.
AFTER THAT ALL BETS ARE OFF!
The only way we can continue to personally help people through this maze to retirement freedom , is by controlling the number of clients we take in. And raising prices is the best way to control our clientele. But if you order right now, you'll be guaranteed to get all that I've mentioned, including the personal help for ONLY $274 .
OK, ready to get started? Well, hang on a second. We just need to mention one more thing...
 Our Ironclad 90 Day Guarantee...
Put your Solo 401k plan to work immediately. And just by taking advantage of the free, professional consulting, the cost of this plan will easily pay for itself many times over. But if for some reason the package doesn't live up to your expectations, you won't be out one red cent.
Just return the plan documents and we'll refund your entire payment, right up to the final day of this 90 day guarantee. You keep everything else. How's that for a guarantee?!!
We can offer a rock-solid guarantee like this because the fact is; you'll never have to worry about a refund.
That's it, thanks for your time. it was a bit long-winded, but hey, we covered a lot!
Sincerely,
Lawrence Groves
PS:
Now that you know about the no-risk way to start a Solo 401 k plan, the next move is up to you.
So ask yourself one last question... If you want to secure your financial future.... if you want to stop gambling on how long you will have to work.... if you want to take control of how much more financially stable and pleasurable your retirement can be, you owe it to yourself to take advantage of this risk-free offer.
Sign up right now and you'll get everything for just an annual payment of $247. The price will never be this low again.
Click here to make the single best and most important decision that you will make this year.
Home Getting There What You Get
The Solo-k Group adheres to the S.E.C. and Dept of Labor "10 Affirmations of Ethical Behavior."
Visit our parent site at http://www.solo-k.com
     
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